Simple Steps That Employers Should Practice to Increase Their Value of the Health Care System
- 08.31.09
- Health Care, america, calls, care, declare, destroy capitalism, for, Fox, Hannity, health, in, Matters, Media, Obama's, Soviet style, to, will, |
- 11 Comments
In the United States, there are a lot of employers who see health care benefits as the enemy. This is due to the fact that some health care providers fix their attention on the growing cost of the services that are included in the health care package, and this has led them to take steps to lower the rates. Most countries have put this subject on the sideline and they expect that the government will take care of the issue. Some of these health care providers hope that the insurance companies of the patients, or the government will take on this responsibility.
One thing that employers fail to understand is that no matter how hard they try to avoid the subject of health care issues, it will forever haunt them, no matter what kind of health care system is being implemented. The responsibilities of these health care insurance companies include the liability of paying the medical costs, absenteeism, and any other health related issues that they have to pay due to poor health.
According to one study in the United States, most employers use up millions of dollars paying for the indirect expenditure due to unfortunate health condition rather than spending their dollars in health benefits. The expenses that the employers have to pay when it comes to poor health are significantly higher. Conditions like diabetes, heart conditions, and respiratory troubles are among those medical conditions that can cost an employer a fortune, and getting out of this situation will not solve the problems of these health care providers because it will continue.
Most European countries have discovered that investing in the health of their employers by providing them with wellness programs will significantly increase the productivity of their employers, thus decreasing the amount of money that they have to pay for the cost of poor health. One of the approaches that the employers use is bargaining for the best and maximum amount of discounts that they can get from other health plans providers and third party health proprietors. Often they are constantly searching for companies that can help them to provide better deals for their employers. This action on the part of the employers can cause confusion among their employees.
Due to the increase of health care costs, some employers have passed on their responsibility of paying the cost of the health care to their employees. Many of the steps that these employers take as far as health care issues are concerned has cost them more. So, one vital thing that any employer can do to improve their health care system is to consider the value of the health care services and not just the cost alone. After all, it is the results that both employers and employees are after. The main objective of this approach is to increase the value of the services and not to reduce the costs of the overall health care benefits.
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Scary times that American flirts with such insanity. This may be the issue that drives home exactly what the Obamunists are all about. People are VERY wary of this one folks, and for good reason!
Health care rationing and massive government depandance for our very lives!
THE worst piece of legislation ever concocted in the U.S. Congress.
A well regulated free market will solve the costs of health care.
The insane cycle of malpractice lawsuits and malpractice insurance are what is driving the costs of healthcare. Tort reform is need first, then a regulated insurance structure with market competition. That will make a big dent in the costs.
They have a 100 percent covered plan for them and their families for life (assuming they serve at least 6 years), along with an excellent pension plan for life.
They will care about the crisis if it is something the voters want! After all, if they are not acting in the interest of the voters, they will lose their seat and their health care plan.
Unfortunately, there is so much disagreement between the "left" and the "right" that it is difficult for congress to do anything. In addition, many people (even those who truly need health care reforms) vote based on moral values, leaving health care to be ignored.
Okay if you won't have any clinical skills or any managerial/administration skills, just what will you do? You'll have a lot of knowledge but nothing to do with it.
If you have a really good health food store with knowledgeable people I would ask who they might know or suggest. Also the Internet site www. alternative medicine for Maine would hopefully give some info. Good Luck
You need to talk with a local agent that works with all of the major companies in your area. Insurance companies and the plans they offer will vary from state to state and the premium with any one plan can vary by zip code.
At 22 if you are in good health you should be able to find a catastrophic plan for less than $100 in most states and a comprehensive plan shouldn't be much more than $100.
The agent will be able to explain what you need to know – there is not enough space here to tell you everything. You'll need to know about the deductible, the co-insurance, the co-pays and what is covered with the co-pay, what procedures are and are not subject to the deductible, what is excluded from the plans, which doctors accept the plans, the different types of plans and how they operate, the prescription coverage if any, and much more. There is no extra charge using an agent.
Here's something to think about: according to the census bureau, of the 47 million or so that are uninsured almost 10 million are illegal immigrants, 8 million make over 75,000 a year, another 8 million make over 50,000 a year, and 14 million qualify for medic-aid or medicare but do not apply. Hmmm. makes you think that maybe our system isn't so bad after all. So Obama needs to quit with his fear mongering and quit lying to us. There are a lot of unemployed, but 47 million is very misleading. Give us a real number!
Also the idea is that by giving health care to everyone, businesses don't have to pay for it, and then they can give more jobs, increase profit, and help the economy. Which sounds great, if you're stupid. Since Universal health care is insanely expensive, guess who pays for it? raised taxes on business and on the rich, (and apparently companies that aren't green). So it's basically a beat-around the the bush way to distribute wealth. And ask yourself this? Is it a good idea to take from from the rich? Take money from a poor man, and he becomes poorer, take money from a rich man, and he goes to work and fires his workers. So which is worse? MAYBE GOVERNMENT JUST SHOULDN'T TAKE PEOPLES MONEY!
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In any plan made by Clinton the only financial incentives are to put money in her personal bank account.
OMG…NO!!!!!!!!!